SecondView

Stamp duty calculator

For homes in England and Northern Ireland. It shows what you’d pay, band by band, and where the first-time buyer relief stops.

What first-time buyer relief sounds like£1,250

With relief, on £325,000. Nothing on the first £300,000, then 5% up to £500,000.

The bit that often gets missed

The relief stops completely above £500,000. It doesn’t taper. A home at £500,000 costs £10,000 in stamp duty. At £500,001, it’s £15,000. At this price, relief saves you £5,000.

How it’s worked out

  • £0 to £300,000 at 0%£0
  • £300,000 to £325,000 at 5%£1,250
  • Total, rounded down to the pound£1,250

England and Northern Ireland only. Scotland has Land and Buildings Transaction Tax and Wales has Land Transaction Tax, with different rates. Rates from GOV.UK, checked 28 October 2026. Shared ownership, company purchases, mixed-use and some leasehold cases are taxed differently. This is information, not advice. Your conveyancer will confirm what you owe. What else you’ll pay on top of the deposit.