Calculators

Each one shows its working and the date its figures were checked. They’re estimates to help you understand the numbers, not advice.

• What you can borrowThe income-multiple figure next to what affordability allows, and which one holds you back.
• Monthly repaymentsYour payment, and the higher payment a lender checks you could still manage.
• True cost of a dealRate against fee over the fixed period, and the loan size where the answer flips.
• Stamp dutyBand by band for England and Northern Ireland, including where first-time buyer relief stops.
• Total cash neededThe deposit plus every cost due before you complete, checked against your savings.